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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Car Chip Shortage 2021: What’s Going On?

Car Chip Shortage 2021: What’s Going On?

What do bicycles, toilet paper, hand sanitizer, refrigerators and kayaks have in common? They’ve all been in short supply at times during the COVID-19 pandemic. The past year’s global health crisis has led to unprecedented changes in supply and demand. Production shutdowns sent the price of lumber sky-high. Months spent quarantining led homeowners to spend more time outdoors, some taking on more DIY renovation projects. And...

Survey: The Top 5 Reasons Why Drivers Speed (2021)

Survey: The Top 5 Reasons Why Drivers Speed (2021)

During the early months of the pandemic, did you notice more fast cars on the road? (And, be honest: Did you step on the gas yourself when the roads were less busy?) The trend is noticeable – and several national highway safety organizations agree. Some groups, such as the Governors Highway Safety Association, are now sounding the alarm about the increase and launching programs to...

Life Insurance and Health Conditions: A Deal Breaker?

Life Insurance and Health Conditions: A Deal Breaker?

Three Things to Keep in Mind If you’re interested in purchasing life insurance, you should consider the following: Never assume a health condition automatically disqualifies you from obtaining life insurance. Sure, maybe your health is less than perfect but you may be eligible for coverage, so always check with a licensed insurance agent to be sure. Always be honest about your medical history. Failing to...

How To Prepare Your House for Trick-or-Treaters

How To Prepare Your House for Trick-or-Treaters

Halloween Safety Tips for Homeowners Clear the walkways. Toys, rakes, errant stones — clear them all out of the way before trick-or-treating starts. (Wet leaves are an especially slippery culprit!) A quick clean-up is one of the easiest ways to make your home safer from slip, trip and fall hazards Light it up. Turn on your exterior lights, including any flood lights, to help create a safe path...

What Should You Do If Your Car Catches On Fire?

What Should You Do If Your Car Catches On Fire?

When it comes to auto insurance claims, car fires are relatively rare. But if you’ve ever seen a vehicle engulfed in flames, you know it can be a frightening scene. According to the National Fire Protection Agency (NFPA), there are about 200,000 vehicle fires each year in the United States – causing nearly $2 billion in property damage and claiming hundreds of lives. Since car...